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    • Signature service / Finance / Insurance
    • 2026/08/02 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ ＼ California Residents ／ ／ Free Insurance Consultation ？

    Is your current insurance really protecting your family now ？

    ☑ ️Review ・ Confirmation ・ Consultation, all free
    ☑ ️Even difficult technical terms can be understood because they are in Japanese

    ・ Home Insurance
    ・ Car Insurance
    ・ Life Insurance
    ・ Business Insurance
    ・ Other Insurance (Personal Liability, Pet Insurance, etc.)

    We provide the essential insurance for living in America

    Please contact us for anything.
    Email us at (nkato@farmersagent.com) or feel free to contact us through the Town Guide.

    • Useful info / Finance / Insurance
    • 2026/08/02 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Consultations increase before summer ： Boat insurance

    In California, more and more people enjoy boating and Jet Skiing in the summer.

    Did you know that there is actually insurance specifically for boating ？

    "I thought Homeowners Insurance would cover me"
    In some cases, the contents and coverage can be surprisingly different.

    For example ：

    ・ Damage to others （ Liability ）
    ・ Theft
    ・ Collision
    ・ Trailer related
    ・ Jet Ski / Personal Watercraft

    and a few other points to check.

    Summer leisure season is coming up.
    If you have a boat or watercraft, it is recommended to check the coverage.

    Please feel free to contact us.
    Town Guide or Email us at (nkato@farmersagent.com)

    • Useful info / Finance / Insurance
    • 2026/08/02 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    For those of you whose renewals have increased your car insurance ｜ you now have more options to compare!

    More choices for car insurance🚗

    We can now offer Mercury Auto Insurance through Farmers network.

    Recently,

    ✔ premiums have increased due to renewal
    ✔ I want to compare with other companies
    ✔ I just came from Japan and want to discuss
    ✔ review my family car

    We are getting more and more requests for consultation.

    Since different insurance companies have different conditions and rates, comparing them can help you find the right option for your current situation.

    We offer Auto / Home / Business / Life Insurance consultations in CA ・ WA.
    Feel free to contact us for more information.

    Contact us via email (nkato@farmersagent.com) or Town Guide.

    • Useful info / Finance / Insurance
    • 2026/08/02 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Japanese Driver's License ・ Car Insurance with International Driver's License ？


    "I just came to the U.S. and don't have a local license yet" "I want to buy a car with a Japanese license ・ international license"
    "I plan to use the car with my family"

    Such consultations are very increasing recently.

    In fact, there are cases where you can join with a Japanese license ・ or an international license.
    However, depending on the situation,
    ・ the companies that can join are limited
    ・ the premiums may be higher
    ・ there are conditions for registering family members
    and there are other points to note.

    In addition,
    in many cases in the U.S.,
    "you cannot receive the car without insurance", so it is very important to check before purchasing ・ the car before delivery.
    We often hear people say, "I had trouble … because I went ahead without knowing.

    ✔ You can get insurance with a Japanese license ？
    ✔ What about family use ？
    ✔ When should you prepare ？

    Actually, I have been Japanese license ・ I have actually helped several clients with international license to get car insurance.

    I can provide you with information in Japanese according to your situation.
    Please feel free to contact us.
    Please contact us through Email (nkato@farmersagent.com) or Town Guide ！.

    • Useful info / Finance / Insurance
    • 2026/07/31 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Earthquake insurance in California, actually not covered by homeowners insurance

    🏠 Do you know about earthquake insurance in California ？

    If you live in California,
    you have probably wondered about earthquakes at least once.

    Actually, what is not surprising here is that …

    👉 damage caused by an earthquake is not covered by regular home insurance
    .

    📌 Earthquake insurance is ？

    a specialized insurance policy （ Earthquake Insurance ） to cover damage caused by an earthquake.

    In California, this insurance is purchased primarily through a program called the California Earthquake Authority （ (CEA).

    🧱 What is covered ？

    The three main types of coverage are ：

    ✔ Building （ Dwelling ）
    → Repairs ・ Rebuilding Costs

    ✔ Household Goods （ Personal Property ）
    → Furniture ・ Home Appliances etc

    ✔ Additional Living Costs ALE ）
    → Temporary housing （ Hotel and other ） expenses

    ⚠ ️ Key Points to Know

    Earthquake insurance is very important but
    it is also important to understand its features It is important to understand the characteristics of earthquake insurance.

    ① Co-pay （ Deductible ） is large
    → typically 5%-25%
    Example ： $ 500,000 home × 15% = $ 75,. 000 co-pay

    ② often not available for small damages

    ③ positioned as "insurance against major disasters"

    🤔 For those who are not sure whether to join

    this is a common
    The answer is "it depends on each person".

    The decision point is ：

    ✔ In case of emergency, can you rebuild at your own expense
    ✔ Mortgage balance
    ✔ The attitude towards risk

    etc. It depends on.

    📝 Summary

    ✔ Earthquakes are not covered by home insurance
    ✔ Dedicated earthquake insurance is required
    ✔ but the co-pay is large
    ✔ It is important to consider it as "catastrophe

    ✉ ️Consultation

    "Does my current policy cover earthquake ？?"
    "Is it necessary in my case ？? <11469> If you have any concerns such as
    please feel free to contact us. Just a review is fine.
    Please contact us at nkato@farmersagent.com or through the Town Guide.

    • Useful info / Finance / Insurance
    • 2026/07/31 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Consultations increase before summer ： Boat insurance

    In California, more and more people enjoy boating and Jet Skiing in the summer.

    Did you know that there is actually insurance specifically for boating ？

    "I thought Homeowners Insurance would cover me"
    In some cases, the contents and coverage can be surprisingly different.

    For example ：

    ・ Damage to others （ Liability ）
    ・ Theft
    ・ Collision
    ・ Trailer related
    ・ Jet Ski / Personal Watercraft

    and a few other points to check.

    Summer leisure season is coming up.
    If you have a boat or watercraft, it is recommended to check the coverage.

    Please feel free to contact us.
    Town Guide or Email us at (nkato@farmersagent.com)

    • Useful info / Finance / Insurance
    • 2026/07/17 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Japanese Driver's License ・ Car Insurance with International Driver's License ？


    "I just came to the U.S. and don't have a local license yet" "I want to buy a car with a Japanese license ・ international license"
    "I plan to use the car with my family"

    Such consultations are very increasing recently.

    In fact, there are cases where you can join with a Japanese license ・ or an international license.
    However, depending on the situation,
    ・ the companies that can join are limited
    ・ the premiums may be higher
    ・ there are conditions for registering family members
    and there are other points to note.

    In addition,
    in many cases in the U.S.,
    "you cannot receive the car without insurance", so it is very important to check before purchasing ・ the car before delivery.
    We often hear people say, "I had trouble … because I went ahead without knowing.

    ✔ You can get insurance with a Japanese license ？
    ✔ What about family use ？
    ✔ When should you prepare ？

    Actually, I have been Japanese license ・ I have actually helped several clients with international license to get car insurance.

    I can provide you with information in Japanese according to your situation.
    Please feel free to contact us.
    Please contact us through Email (nkato@farmersagent.com) or Town Guide ！.

    • Useful info / Finance / Insurance
    • 2026/07/17 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    For those of you whose renewals have increased your car insurance ｜ you now have more options to compare!

    More choices for car insurance🚗

    We can now offer Mercury Auto Insurance through Farmers network.

    Recently,

    ✔ premiums have increased due to renewal
    ✔ I want to compare with other companies
    ✔ I just came from Japan and want to discuss
    ✔ review my family car

    We are getting more and more requests for consultation.

    Since different insurance companies have different conditions and rates, comparing them can help you find the right option for your current situation.

    We offer Auto / Home / Business / Life Insurance consultations in CA ・ WA.
    Feel free to contact us for more information.

    Contact us via email (nkato@farmersagent.com) or Town Guide.

    • Signature service / Finance / Insurance
    • 2026/07/17 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ ＼ California Residents ／ ／ Free Insurance Consultation ？

    Is your current insurance really protecting your family now ？

    ☑ ️Review ・ Confirmation ・ Consultation, all free
    ☑ ️Even difficult technical terms can be understood because they are in Japanese

    ・ Home Insurance
    ・ Car Insurance
    ・ Life Insurance
    ・ Business Insurance
    ・ Other Insurance (Personal Liability, Pet Insurance, etc.)

    We provide the essential insurance for living in America

    Please contact us for anything.
    Email us at (nkato@farmersagent.com) or feel free to contact us through the Town Guide.

    • Signature service / Finance / Insurance
    • 2026/07/14 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ ＼ California Residents ／ ／ Free Insurance Consultation ？

    Is your current insurance really protecting your family now ？

    ☑ ️Review ・ Confirmation ・ Consultation, all free
    ☑ ️Even difficult technical terms can be understood because they are in Japanese

    ・ Home Insurance
    ・ Car Insurance
    ・ Life Insurance
    ・ Business Insurance
    ・ Other Insurance (Personal Liability, Pet Insurance, etc.)

    We provide the essential insurance for living in America

    Please contact us for anything.
    Email us at (nkato@farmersagent.com) or feel free to contact us through the Town Guide.

    • Introduction / Finance / Insurance
    • 2026/07/14 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Don't Miss Out! ！ Introducing Our Seminar on Financial Literacy for Life in the U.S.

    I moved to the United States in 1998. After working in the restaurant and trading industries, I am now a Certified Social Security Analyst, offering advice on savings, insurance, retirement, and other financial matters. ・ I myself once carried a heavy debt burden, which forced me to seriously study money management.
    It is precisely because of that experience that I truly understand how “financial knowledge can greatly influence your life.” It truly is “knowledge is power.” ！

    I currently hold retirement seminars across the United States, providing easy-to-understand explanations in Japanese on retirement planning, Social Security, insurance, long-term care insurance, and personal pensions.
    I also offer free individual consultations via Zoom or in person on an ongoing basis.

    ＼ I regularly hold seminars in various cities across the U.S., ／

    Do you have any of these concerns? ？

    ＊ Social Security,
    ＊ How do I set up a personal pension plan? ？
    ＊ I haven’t touched my previous employer’s 401(k) as-is
    ＊ I want to fully understand the details of my current life insurance policy
    ＊ I want long-term care insurance that works in both Japan and the U.S.
    ＊ I’m worried about my retirement savings a> ＊ I want to start building my assets, but I don’t know where to start
    ＊ I want to invest but don’t want to take risks
    ＊ Are there savings plans I can start with a small amount? ？

    If this sounds like you, please join us for a seminar.

    “To avoid losing out due to a lack of knowledge ！ ”

    We are here to help you face the future with peace of mind.

    You can find details about our next seminar via the link below ！

    Free admission ！ Japanese Seminar

    • Useful info / Finance / Insurance
    • 2026/07/07 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Earthquake insurance in California, actually not covered by homeowners insurance

    🏠 Do you know about earthquake insurance in California ？

    If you live in California,
    you have probably wondered about earthquakes at least once.

    Actually, what is not surprising here is that …

    👉 damage caused by an earthquake is not covered by regular home insurance
    .

    📌 Earthquake insurance is ？

    a specialized insurance policy （ Earthquake Insurance ） to cover damage caused by an earthquake.

    In California, this insurance is purchased primarily through a program called the California Earthquake Authority （ (CEA).

    🧱 What is covered ？

    The three main types of coverage are ：

    ✔ Building （ Dwelling ）
    → Repairs ・ Rebuilding Costs

    ✔ Household Goods （ Personal Property ）
    → Furniture ・ Home Appliances etc

    ✔ Additional Living Costs ALE ）
    → Temporary housing （ Hotel and other ） expenses

    ⚠ ️ Key Points to Know

    Earthquake insurance is very important but
    it is also important to understand its features It is important to understand the characteristics of earthquake insurance.

    ① Co-pay （ Deductible ） is large
    → typically 5%-25%
    Example ： $ 500,000 home × 15% = $ 75,. 000 co-pay

    ② often not available for small damages

    ③ positioned as "insurance against major disasters"

    🤔 For those who are not sure whether to join

    this is a common
    The answer is "it depends on each person".

    The decision point is ：

    ✔ In case of emergency, can you rebuild at your own expense
    ✔ Mortgage balance
    ✔ The attitude towards risk

    etc. It depends on.

    📝 Summary

    ✔ Earthquakes are not covered by home insurance
    ✔ Dedicated earthquake insurance is required
    ✔ but the co-pay is large
    ✔ It is important to consider it as "catastrophe

    ✉ ️Consultation

    "Does my current policy cover earthquake ？?"
    "Is it necessary in my case ？? <11469> If you have any concerns such as
    please feel free to contact us. Just a review is fine.
    Please contact us at nkato@farmersagent.com or through the Town Guide.

    • Useful info / Finance / Insurance
    • 2026/07/03 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Consultations increase before summer ： Boat insurance

    In California, more and more people enjoy boating and Jet Skiing in the summer.

    Did you know that there is actually insurance specifically for boating ？

    "I thought Homeowners Insurance would cover me"
    In some cases, the contents and coverage can be surprisingly different.

    For example ：

    ・ Damage to others （ Liability ）
    ・ Theft
    ・ Collision
    ・ Trailer related
    ・ Jet Ski / Personal Watercraft

    and a few other points to check.

    Summer leisure season is coming up.
    If you have a boat or watercraft, it is recommended to check the coverage.

    Please feel free to contact us.
    Town Guide or Email us at (nkato@farmersagent.com)

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